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  • Liquidity Risk Disclosure - Sep 2024 (Provisional)
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NeoGrowth Credit Pvt. Ltd is a Systemically Important, Non-Deposit taking RBI Registered NBFC and a pioneer in SME lending based on the underwriting of digital payments data. We provide finance to small business owners to drive business growth that matches their ambitions.

Our hassle-free loans are powered by technology innovations and leverage the digital payments ecosystem. Our financing not only helps our customers grow but also creates a positive impact.

Registered/Head Office: Times Square, Tower E, 9th Floor, Andheri-Kurla Road, Marol, Andheri East, Mumbai- 400059, Maharashtra

CIN:U51504MH1993PTC251544

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Terms and Conditions
  •  By checking the 'Submit' button below and by entering the one-time password (OTP) sent by NeoGrowth Credit Private Limited (NeoGrowth Register Form), I hereby agree and acknowledge that.
    •  I Am 18 years of age,
    •  Can understand, read and write in the English language,
    •  Have full authority to apply / accept these terms and conditions for self and for the entity I am applying for,
    •  Have read and understood the terms and conditions contained below (Terms).
  •  I agree that my action of entering the OTP sent by NEOGROWTH and clicking the “Submit” button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and NeoGorwth.
  •  I/We declare that all the particulars and information and details given/filled in this application form are true, correct, complete and up-to date in all respect and that I/We have not withheld any information whatsoever. I/We understand that certain particulars given by me/us are required by the operational guidelines by various regulatory authorities. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I am aware that I may be held liable for it.
  •  I/We acknowledge that any inaccuracies or falsehoods in the declarations made by me/us and/or information provided by me/us shall give an unconditional right to the Lender, at any point in time, to cancel the Facility and exercise all rights available to such Lender against me/us under applicable law.
  •  I/We authorise NeoGrowth Credit Pvt. Ltd. (the Lender) and/or its associates/subsidiaries/ affiliates to obtain, verify, exchange, share or part with all the information or otherwise, at my office/residence and/or contact me and/or my family members and/or my employer/Banker/Credit Bureau/RBI and/or any third party’s they deem necessary and/or to do any such acts and till such time as they deem necessary and/or disclose to the Reserve Bank of India, UIDAI or any other authority, including but not limited to, Credit Bureau or any other third person, the name/identity, credit information including but not limited to, current balance, payment history, defaults, if any, etc.
  •  I/We hereby confirm that no insolvency proceedings or suits for recovery of outstanding dues or monies whatsoever or for attachment of my/our assets or properties and/or any criminal proceedings have been initiated and/or are pending against me/us and that I/We have never been adjudicated insolvent by any court or other authority nor has any receiver, administrator, administrative receiver, trustee or similar officer been appointed for my/our assets.
  •  I/We, would like to know through telephonic calls, or SMS on my mobile number mentioned in the Application Form as well as in this undertaking, or through any other communication mode, various NeoGrowth offer schemes or promotional schemes and hereby authorize NeoGrowth, its employee, agent, associate to do so. I/We confirm that laws in relation to the unsolicited communication referred in "National Do Not Call Registry"(the "NDNC Registry) as laid down by TELECOM REGULARITY AUTHORITY OF INDIA (TRAI) will not be applicable for any such informational or promotional communication / calls / SMS received from NeoGrowth, its employees, agents and/or associates.
  •  I/We hereby authorise NeoGrowth authorised person’s/Agency to visit our residence & business premises for verification, which includes taking photographs of business premises.
  •  I/We hereby authorize NeoGrowth to purge the documents submitted by me, if the case is not disbursed / approved for whatever reason within 3 months of application.
  •  We hereby give our consent to avail information on products and services of other Companies and authorise NeoGrowth to cross sell other Company’s products and services.
  •  I/We give Consent for sharing of personal information to any of NeoGrowth or NeoGrowth group entities including NeoGrowth service providers performing delegated outsourced function to enable them to perform their internal business processes (which facilitate transactions) such as risk management purposes, data analysis, audits, developing and improving, new products and services.
  •  I/We fully acknowledge that the grant of the Facility is at the sole discretion of Lender and is subject to my/our execution of documents deemed necessary by the Lender and my/our fulfilment of other closing formalities as required by, and to the satisfaction of, the Lender in this regard. We also acknowledge that the Lender reserves the right to reject my/our application for such a Facility without assigning any reasons whatsoever, and that I/we reserve no right to appeal against such a decision of the Lender.
  •  I/We hereby consent to receiving information from Central KYC Registry through SMS/Email on the above registered number and email address.
  •  I/We know and understand the English language well and shall prefer to have all future communications including but not limited to a copy of loan agreement, its enclosures, notices and other relevant loan documents, in the English language only.

Dear Valued Customer,

Thank you for showing interest. Our team shall contact you shortly.
Regards,
Team NeoGrowth