Area Credit Manager

Relevant credit assessment experience of 3-6years with approval authority of 25 to
50 lacs and conducting client site inspection. Willing to travel.
Preferred Industry experience – NBFC/Banks handling secured or unsecure loan underwriting

Establish key qualification rules & credit worthiness of applicants
Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying
security and making recommendations
Preparing review and renewal credit reports for revisiting the limits and assessing the same for
credit alerts
Working on new credit monitoring measures and credit triggers and their tracking.
Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security
or the client.
Meeting clients at regular intervals and making detailed visit reports for further information on
the clients
Liasioning and networking in the industry to seek reference checks for clients as well as
understanding the industry & economy dynamics
Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on
credit are not violated
Ensuring and monitoring that no external regulations of lending as and when updated by the
various institutions like RBI, Sebi etc are not violated
Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files
to avoid any operational risks